Senior funding hub · Texas

How Texas seniors afford aging-in-place remodels.

Six federal, Texas state, and Texas county programs that pay for, subsidize, or scope the in-home support side of an aging-in-place remodel — the USDA Section 504 grant, the VA HISA grant, the Texas HHS STAR+PLUS HCBS waiver, the Texas AAA ADRC home-modification assessment, the Meals-on-Wheels ADRC bundled referral, and the TDHCA weatherization county note. Plain-English eligibility, an Apply CTA per program, and a CAPS-pro routing surface at the foot of the page.

The list

Six programs, plain-English eligibility.

The Texas seed of the Greybough senior-funding index: four hard-line grant / subsidy programs plus one Texas benefits-navigation card and one Texas county-level note. The TDHCA county row sits last because it is the most-missed line item on an aging-in-place remodel budget — and the most-often mis-quoted by a contractor.

  1. Federal · national
    Federal · owner-occupied

    USDA Section 504 Rural Housing Repair

    Eligibility — Owner-occupied, household income below 50% of the area median; 62+ for the "very low-income" track through the USDA Rural Development office.

    What it covers — Grants up to $10,000 for elderly home-modification repairs, and up to $50,000 in declared-disaster counties — the grab-bar + curbless-shower line item for low-income rural homeowners.

    Editor’s note · Texas carries a high count of declared-disaster counties — east and gulf-coast (Hurricane Harvey, Hurricane Beryl) routinely use the $50,000 ceiling.

  2. Federal · national
    Federal · VA-rated disability

    VA HISA — Home Improvements & Structural Alterations

    Eligibility — Veterans with a service-connected disability on a VA-rated disability letter, plus qualifying older vets on a legacy rating.

    What it covers — A lifetime grant up to $2,200 (or $2,000 in legacy cases) toward accessibility improvements — grab bars, wheelchair ramps, and curbless-shower retrofits that pair with a remodel.

    Editor’s note · Texas is one of the largest VA-rated retiree states — Bexar, Harris, and Tarrant counties carry the highest HISA claim volumes.

  3. Texas · state program
    Texas · aging-services waiver

    Texas HHS — STAR+PLUS HCBS / Community First Choice

    Eligibility — Texas seniors 65+ (or adults with a disability) who would otherwise qualify for a nursing-home level of care — application runs through the Texas Health and Human Services Commission.

    What it covers — Personal-care hours, homemaker services, and minor home-modification assistance in the Community First Choice (CFC) benefit — the in-home support side of an aging-in-place remodel before the contractor walks in.

    Editor’s note · A benefits-navigation line, not a contractor line item. Always route via HHSC first; a CAPS-pro should never quote this on a remodel quote.

  4. Texas · state program
    Texas · benefits-navigation

    Texas ADRC / Area Agency on Aging — Home-Modification Information & Referral

    Eligibility — Any Texas adult 60+ (or the adult child of one) — phone-call intake through one of 28 Area Agencies on Aging covering all 254 counties; no income test.

    What it covers — A no-cost in-home assessment, contractor referrals, and benefits-navigation — the line item that scopes the remodel before the contractor walks in, and that routes families toward every other program on this page.

    Editor’s note · Houston → AAA of Harris County; Dallas → AAA of Dallas; San Antonio → Alamo AAA. The shortest path is a phone call to the AAA.

  5. Texas · state program
    Texas · caregiver program

    Meals-on-Wheels — ADRC Home-Delivered Meals (companion benefit)

    Eligibility — Texas adults 60+ unable to prepare a meal — bundled into the AAA intake as the home-modification assessment, the caregiver-respite call, and the homemaker-services referral.

    What it covers — Daily home-delivered meals plus a wellness check from the driver — the in-home support that pairs with a grab-bar or curbless-shower retrofit when the AAA assessment flags nutrition risk.

    Editor’s note · AAAs co-locate the homedelivered-meals referral with the home-mod consult — one phone call covers both lines.

  6. Texas · county benefits-navigation
    Texas · county benefits-navigation

    TDHCA Weatherization + County-Level Partners (note)

    Eligibility — Texas very-low-income homeowners — application runs through the TDHCA Comprehensive Weatherization Assistance Program (WAP) and the county weatherization partners it funds.

    What it covers — Weatherization, HVAC repair, and accessibility-related envelopes through local nonprofits — a county-level line item that rarely shows up on an aging-in-place contractor quote.

    Editor’s note · A benefits-navigation note — never a contractor line item. Always route via TDHCA / your county weatherization partner first.

ZIP → programs · new

Check programs for your ZIP.

Type any US ZIP and see the federal programs that apply everywhere, then the state-specific programs the editor has vetted for your state. Texas ZIPs return the STAR+PLUS HCBS, homestead 65+, and TDHCA home repair rows automatically — anything else you need routes to the editor inbox below so the next state gets seeded.

Already shipped / on deck

Texas lands second. Four more states on deck.

The grants index is hand-built, not algorithm-ranked. Florida ships first, Texas ships second; Arizona, Pennsylvania, North Carolina, and Ohio on deck. Texas readers — you are on the new landing.

About the editor · FTC disclosure

Who vetted this index.

Daniel Holt, CAPS — founder of Greybough.

Daniel Holt, CAPS

CAPS · NAHB

Twenty-plus years in the trades — framing, finish, project management. Reviewed every product on Greybough against the same field rubric: does it install in a real bathroom, not a photo studio?

Spotted a Texas program that’s missing? Tell the editor.

Editor inbox

Know a Texas program Greybough is missing?

The grants index is editor-vetted, not algorithm-ranked. If a Texas, federal, or county program paying for aging-in-place remodels is missing here, the editor wants to know — short note, three fields, auto-routed to the grant-routing inbox. The submitted message also lands on the team-wide lead log so a reviewer can scope the follow-up.

Vetted Local Quotes

Four short fields. We do the rest.

Tell us about the project and your ZIP code — we route the lead to a CAPS-certified senior-friendly remodeler in your area. They pay a flat $100 for the introduction; the family never pays for it. Your Audit Kit is emailed automatically as soon as you submit.

Vetted Local Quotes

Tell us about the project.

Four quick fields. We route to a CAPS-certified pro within one business day.

By submitting you agree we may share your brief with vetted local contractors. The Audit Kit is emailed automatically; we never sell or spam.